Hemal Balsara, CFP, TEP, CPA, CA

Chair, Associates’ Meeting Committee, CALU; Assistant Vice-President, Tax, Retirement and Estate Planning, Manulife Financial

Hemal Balsara is assistant vice-president of tax, retirement and estate planning at Manulife Financial in Toronto. As a member of the Manulife Financial team, Hemal works closely with Manulife private wealth insurance advisors and other partners to support their high net worth clients and deliver integrated insurance and tax planning solutions.

Hemal joined Manulife Financial in 2011 after spending six years in the tax area of a national accounting firm where he researched and analyzed complicated technical tax issues including various tax structuring and estate planning issues, planning for owner-manager situations and various corporate and personal tax issues. In addition, prior to specializing in tax, Hemal spent two years in the audit practice.

Hemal has contributed to various publications including the Canadian Tax Highlights, PwC’s Wealth and Tax Matters and the Canadian Taxation of Life Insurance.

Hemal received his Bachelor of Commerce degree from the University of Toronto and graduated with high distinction. He is a Chartered Professional Accountant and a member of CPA Ontario. Hemal has also obtained his Certified Financial Planner (CFP) designation. Hemal is a member of the Society of Trust and Estate Practitioners (STEP), the Canadian Tax Foundation and the Estate Planning Council of Toronto.